You know that reassuring little number on your health insurance plan—the out-of-pocket max? The one that makes it sound like once you hit it, insurance covers everything for the rest of the year? 👉 Not quite. That number is not the safety net they want you… Read More »The Truth About Out-of-Pocket Maximums (And How to Avoid Surprise Bills)
Health insurance can be confusing, and referrals are one of those rules that catch people off guard. Forgot to get one before seeing a specialist? Don’t panic! You’ve got options. Let’s break it down so you can fix the issue… Read More »How to Handle a Missed Referral Without Losing Coverage
Dealing with a doctor who charges for the time spent writing appeals to an insurance company can be tricky, but here’s a breakdown of the situation and some potential solutions: Is this a common practice? Charging for time spent on… Read More »For When Your Doctor Wants to Charge for Insurance Appeals
Getting a second annual physical covered by insurance after a poor first experience can be tricky, but there are a few steps you can take to advocate for yourself effectively. Here’s how to navigate this situation: 1. Contact Your Insurance Company… Read More »Not Happy with Your Annual Physical? Tips to Get a Second One Covered